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KEYWORD "Lending Criteria" - 77 RESULTS
Lender wooing first time buyers into buy to let

A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...

21 February 2023

From: Breaking News

The ‘F’-word - house prices to fall whatever the agents call it

The Guild of Property Professionals has issued a warning that house prices are going to fall. A 645-word statement from the Guild...

06 December 2022

From: Breaking News

Understanding Buy To Let finances – tips for new landlords

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

03 December 2022

From: Tax & Finance

Big house price fall in 2023 then years of stagnation - forecast

House prices will fall by 7.9 per cent next year and then will effectively stagnate until 2027 according to a gloomy...

28 October 2022

From: Breaking News

Wrong insulation in a buy to let? It may be unmortgageable…

A warning has been issued that as many as 250,000 homes - some likely to be in the private rental sector...

19 August 2022

From: Breaking News

Lenders making life tougher for landlords warns broker

A mortgage broker is accusing buy to let lenders of making life tougher for landlord borrowers. Mel Whiting of Norton Finance says...

30 May 2022

From: Breaking News

Renters are big losers from soaring house prices - mortgage boss

Celebrations amongst landlords and home owners over the latest record house price figures mask growing disadvantages for renters, claims a mortgage...

08 September 2021

From: Breaking News

Agency tries to reassure landlords in prime markets as economy worsens

One of the leading agents is advising landlords that the high-end housing market is ‘edgier’ than before - but there’s no...

01 October 2020

From: Breaking News

Most lenders ‘have cut down the sorts of landlords that they will lend to’

While some lenders, such as HSBC, have stopped all buy-to-let activity during the Covid-19 outbreak due to limitations on physical valuations,...

27 April 2020

From: Breaking News

Coronavirus concerns: BTL borrowing options have been ‘drastically reduced’

Hundreds of buy-to-let mortgage products have been withdrawn from the market due to the coronavirus outbreak, according to Property Master. The online buy-to-let...

27 March 2020

From: Breaking News

Aldermore relaunches BTL mortgage offering

Aldermore Bank has relaunched its buy-to-let proposition with a view to offering landlords greater choice, flexibility, new products, reduced rates, and...

10 February 2020

From: Breaking News

The Mortgage Lender makes ‘criteria enhancements’ to BTL range

The Mortgage Lender has amended its buy-to-let criteria by increasing its lending threshold from £2.5m to £5m, while also removing the...

29 January 2020

From: Breaking News

General election 2019: Housing should be top ‘priority’

Boris Johnson’s call for a snap general election on December 12 to try to settle the issue of Brexit took very...

31 October 2019

From: Breaking News

More than half of BTL landlords adversely affected by stringent tax regulations

More than half of buy-to-let landlords interviewed as part of a new study commissioned by secured property lender Fitzrovia Finance said...

03 October 2019

From: Breaking News

Number of buy-to-let deals for first-time landlords hits record high

The number of first-time landlord buy-to-let mortgage products hit a record high of  1,474 in October, up 297 on the same...

02 October 2019

From: Breaking News

Barclays reduces two-year fix to 1.65%

Barclays has announced a series of rate reduction to products within its mortgage ranges, including buy-to-let. The lender has cut its 75%...

07 August 2019

From: Breaking News

Growing number of landlords choosing two-year fix rate deals

There has been a notable increase in the number of landlords opting for two-year fixed buy-to-let deals owed in part to...

29 July 2019

From: Breaking News

Leeds BS scraps age limit for buy-to-let landlords

Leeds Building Society has removed the age limit completely on its buy-to-let mortgages, allowing more customers to borrow into retirement. The lender...

04 July 2019

From: Breaking News

A growing number of landlords using limited company status

More than two thirds of landlords with four or more properties intend to use limited company status in order to acquire...

25 March 2019

From: Breaking News

‘Mixed picture’ for BTL mortgage rates

The average cost of three out of six categories of fixed rate buy-to-let mortgage has increased over the past month, while...

05 February 2019

From: Breaking News

Skipton expat lending now includes studio flats

Skipton International has extended the terms of its mortgage proposition to include studio apartments valued at £250,000 and above in response...

17 January 2019

From: Breaking News

Tipton & Coseley Building Society overhauls BTL lending criteria

Tipton & Coseley Building Society has announced enhancements to its buy-to-let product criteria. Tipton says that the move is part of its...

05 December 2018

From: Breaking News

UK’s highest yields: the best postcodes for buy-to-let

Landlords currently looking for the UK’s best buy-to-let areas should consider locations with a high student population, with yields of up...

03 December 2018

From: Breaking News

Secured loans for HMO property from £30,000 plus @ 65% LTV

If you are a landlord who wishes to raise extra finance against a HMO without remortgaging your existing deal then a...

12 July 2018

From: Sponsored Content

Secured loans against BTL rental property – what you need to know

Historically secured loans against buy to let property were seen as a last chance option for a landlords borrowing needs. In...

26 June 2018

From: Sponsored Content

Buy-to-let remains an attractive asset class with the best yields up north

Buy-to-let returns continue to outperform many major asset classes with property investors in northern areas benefitting from higher yields, owed in...

19 June 2018

From: Breaking News

These are the big issues facing property investors, including BTL landlords

Brexit uncertainty, higher taxation and more stringent mortgage lending conditions are among the toughest challenges currently facing property investors, including buy-to-let...

14 June 2018

From: Breaking News

Allsop defy political uncertainty, but BTL investors remain cautious

Allsop’s latest residential auction in London raised more than £67m, with a success rate of 75%, but buy-to-let investors in the...

06 June 2018

From: Breaking News

Hampshire Trust Bank change BTL and HMO interest cover ratio

Hampshire Trust Bank (HTB) has enhanced the lending criteria on its buy-to-let and home in multiple occupation (HMO) five-year fixed rate...

21 May 2018

From: Breaking News

Thistle Finance and Mercury FX join forces to cater for expat BTL investors

Thistle Finance has teamed up with global currency specialist, Mercury FX, to offer UK expats new buy-to-let rates through specialist loans...

04 May 2018

From: Breaking News

The Cambridge and L&G team up to offer landlords more choice

Cambridge Building Society has joined forces with Legal & General Mortgage Club to offer its buy-to-let range to landlords across England...

19 April 2018

From: Breaking News

Bluestone Mortgages introduces interest-only BTL mortgages

Specialist lender, Bluestone Mortgages, has made changes across its buy-to-let mortgage range, including the introduction of interest-only products aimed at customers...

13 April 2018

From: Breaking News

Landlords finding it harder to secure a buy-to-let mortgage

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...

21 March 2018

From: Breaking News

New HMO range launched by Landbay

Landbay has launched a new range of buy-to-let products, with a specific focus on enhancing its HMO offering, making it easier...

27 February 2018

From: Breaking News

Buy-to-let landlords to face remortgaging issues

Many buy-to-let landlords with two-year fixed deals that are about to come to an end are likely to face difficulties in...

23 February 2018

From: Breaking News

Landlords to face remortgaging difficulties

Over the next few months, it is anticipated that tens of thousands of private landlords in the UK will face struggles...

20 February 2018

From: Breaking News

Expat demand for buy-to-let property increases

There has been a sharp rise in the number of expats in Australia looking to invest in UK buy-to-let property, despite...

08 February 2018

From: Breaking News

Digital BTL mortgage brokerage aims to become ‘destination site’ for landlords

A recently launched digital buy-to-let mortgage brokerage service that enables landlords to find, compare and secure the best mortgage deals available...

18 January 2018

From: Breaking News

Landbay eases portfolio stress tests

Specialist buy-to-let mortgage lender Landbay has announced that it is changing its underlying portfolio stress tests for portfolio landlords. It will now...

17 January 2018

From: Breaking News

Vida Homeloans and Personal Touch Financial Services join forces

Vida Homeloans will start to provide specialist residential and buy-to-let mortgages to clients of Personal Touch Financial Services’ after being appointed...

12 January 2018

From: Breaking News

New partnership to help landlords receive ‘maximum benefit from their investment’

Independent mortgage broker John Charcol has teamed up with online letting agent Upad to help landlords maximise their buy-to-let investment. The partnership...

10 January 2018

From: Breaking News

2017 was a ‘tough year’ for landlords but there is still ‘appetite’ for BTL

The phasing out of mortgage interest relief and tougher mortgage lending conditions contributed to what was a rather difficult 2017 for...

03 January 2018

From: Breaking News

Coventry for Intermediaries unveils new Flexx for Term BTLs

Coventry for Intermediaries has launched new Flexx for Term buy-to-let mortgages at 50%-75% loan-to-value (LTV). The new range includes a 1.82% rate...

20 November 2017

From: Breaking News

Vida expands lending criteria to include missed unsecured payments

Vida Homeloans has announced the introduction of new lending criteria for customers with impaired and improving credit records. The specialist mortgage lender...

08 November 2017

From: Breaking News

It’s ‘business as usual’ for Foundation Home Loans despite PRS changes

Foundation Home Loans will continue to provide its range of competitive mortgage products to portfolio landlords when new PRA underwriting standards...

15 September 2017

From: Breaking News

BTL tax changes push ‘amateur landlords out of the market’

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...

25 August 2017

From: Breaking News

Landlords urged to remortgage ahead of tougher BTL regulations

If the existing mortgage deal on your buy-to-let property is about to come to an end, you may want to change...

23 August 2017

From: Breaking News

Lender overhauls BTL mortgage deals

New Street Mortgages has unveiled changes to its buy-to-let range, while also making key alterations to its lending criteria. The lender has...

17 August 2017

From: Breaking News

Skipton insist it’s ‘business as usual’ despite rule change

Skipton Building Society has announced that it has tightened its portfolio affordability requirements to 150% at 5.5%, and at 5% for...

16 August 2017

From: Breaking News

Coventry release details of additional lending criteria for portfolio landlords

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

03 August 2017

From: Breaking News

Accord reveals portfolio buy-to-let underwriting change

Accord Buy To Let is the latest lender to announce that it is amending details of its buy-to-let lending criteria for...

01 August 2017

From: Breaking News

New guide to help you understand portfolio landlord rule changes

Specialist bank Aldermore has launched a new guide to help buy-to-let investors and mortgage brokers understand its underwriting changes ahead of...

10 July 2017

From: Breaking News

Vida launches expat buy-to-let mortgage range

Vida Homeloans has launched a new expat buy-to-let mortgage range aimed at existing UK property owners living overseas who wish to...

13 June 2017

From: Breaking News

New Street launches five-year fixed rate BTL deals from 2.74%

New Street Mortgages has reduced borrowing rates across its entire buy-to-let five-year fixed range by up to 0.65%. The Northview Group subsidiary’s...

07 June 2017

From: Breaking News

New digital BTL mortgage brokerage service ‘puts landlords in control’

A new digital buy-to-let mortgage brokerage service that enables landlords to find, compare and secure the best mortgage deals available for...

31 May 2017

From: Breaking News

Buy-to-let remains a safe long-term investment

Buy-to-let property is still an attractive investment at a time of low interest rates and volatile stock markets, according to according...

31 March 2017

From: Breaking News

Mansfield BS increases max loan size to £500,000

Mansfield Building Society has increased its maximum loan size from £300,000 to £500,000 across its buy-to-let mortgage range, subject to the...

13 March 2017

From: Breaking News

Banks and building societies urged to lend to self-employed landlords

More banks and building societies should consider lending to self-employed landlords, according to the Mortgage Broker Ltd. The national mortgage broker is...

17 February 2017

From: Breaking News

Sharp decline in buy-to-let lending at Nationwide

Nationwide has recorded a significant drop in buy-to-let lending as government measures to clampdown on landlords start to have an impact...

13 February 2017

From: Breaking News

Rate cuts will enable more people to ‘invest in the buy-to-let market’

Given the recent changes to buy-to-let mortgage interest relief and stamp duty charges, New Street Mortgages is among those buy-to-let lenders...

26 January 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

Lender announces criteria changes to open up products to more landlords

Bank of Ireland for Intermediaries has removed its £25,000 minimum income requirement for buy-to-let and increased its maximum loan size by...

11 January 2017

From: Breaking News

Rents predicted to increase 15% by 2020

Rents across the UK are set to rise considerably faster than house prices over the next three years, according to the...

12 December 2016

From: Breaking News

Days of the buy-to-let landlord are numbered, says Fergus Wilson

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

12 December 2016

From: Breaking News

Buy-to-let lending falls as mortgage crackdown hits landlords

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...

21 November 2016

From: Breaking News

Keystone improves lending criteria and reduces rates

Specialist lender Keystone Property Finance has enhanced its offer to buy-to-let landlords by improving its lending criteria and making a number...

07 November 2016

From: Breaking News

Tenants face potential rent rises as the supply of rental homes falls

Tenants are potentially facing steeper living costs following a significant drop in the supply of rental properties, new figures suggest. Some 87.6%...

20 September 2016

From: Breaking News

Buy-to-let landlord on course to make £200m profit

The UK’s largest private landlord has sold almost half of his entire portfolio of around 900 residential properties, according to the...

14 September 2016

From: Breaking News

Stricter lending criteria could see investors locked out of buy-to-let

Buy-to-let landlords could be forced to stump up more than 60% deposits in some locations if all lenders introduce stricter borrowing requirements,...

05 July 2016

From: Breaking News

NLA cautiously welcome BTL lending criteria proposals

The new lending criteria proposals for underwriting standards for future buy-to-let mortgage contracts put forward by the Prudential Regulatory Authority's (PRA)...

05 July 2016

From: Breaking News

Landlords urged to remain calm after Brexit vote

There is no need for landlords to panic following Britain’s decision to exit the European Union, according to the National Landlords...

27 June 2016

From: Breaking News

How to build a high yielding HMO portfolio

Daniel Hill, managing director of Multi-Let UK, explains how you could build and manage a profitable HMO portfolio. Recent research fromMortgages...

20 June 2016

From: Breaking News

Paragon relaxes company BTL criteria

Paragon Mortgages has updated its lending criteria for limited company landlords in the wake of recent Government announcements on tax relief...

06 April 2016

From: Breaking News

MCD could bar cheap loans to accidental landlords

The Mortgage Credit Directive (MCD), could bar accidental landlords from switching to cheaper mortgage deals on affordability grounds. Many could be told...

14 March 2016

From: Breaking News

Renters must earn over national average to be able to buy

The gap between average incomes and the pay of tenants who want to buy their first property has reached a post-recession...

03 March 2016

From: Breaking News

Keystone to accept first time landlords and trading businesses

Keystone Mortgages is now lending to both first-time landlords and limited companies following feedback from mortgage intermediaries and investors.  The lender has...

11 January 2016

From: Breaking News

Government poised to launch farcical buy to let mortgage consultation

The government is poised to launch a consultation document which is expected to advocate further restrictions on buy-to-let mortgage lending. The formal...

16 December 2015

From: Breaking News

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